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Advisor Revelations: The Difference Between Modern Annuities and Pensions

BY Tyler Caummisar
March 26, 2024
 

This week, DPL Internal Consultants Blake Reitnauer and Tyler Caummisar talk about the differences between traditional pensions and annuities, highlighting the flexibility and advantages of modern annuities. Their conversation focuses on joint income, death benefits, and how to shift pensions to annuities.

Traditional retirement plans, often called pensions, were once the primary source of financial security for retirees. However, in today's economic environment, individuals are actively shaping their retirement futures, and modern annuities offer a compelling solution. A well-chosen annuity provides individuals with a secure and comfortable retirement, enjoying the benefits of flexibility, growth potential, and a guaranteed income stream.

 

In this episode, DPL Internal Consultants Blake Reitnauer and Tyler Caummisar talk about the differences between traditional pensions and annuities, highlighting the flexibility and advantages of modern annuities. Their conversation focuses on joint income, death benefits, and how to shift pensions to annuities. 

 

Key Takeaways

  • 01:24- The overall trend for defined benefit plans.
  • 03:40 - The key difference between a traditional pension and an annuity.
  • 07:02 - The difference between pensions for joint income and modern annuities.
  • 10:45 - The difference between annuities and pensions in terms of death benefits.
  • 14:50 - How DPL replaces pensions with modern annuities.
     

Links 
Tyler Caummisar on LinkedIn

 

Connect with our hosts
Blake Reitnauer on LinkedIn
DPL

 

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Advisor Revelations