Jackson Market Link Pro Advisory II helps clients pursue growth opportunities while protecting investments from market downturns.
The Market1
Registered Index-Linked Annuities (RILA, also known as Structured Variable Annuities or Buffer Annuities) were first introduced by AXA (now Equitable) in 2010, and are now offered by multiple carriers. In 2020, RILA sales increased 38% ($4.8B) between Q1 and Q2, more than any other annuity product type. Concerns about equity market volatility may be one of the key factors contributing to this significant increase in buffer annuity sales.
Why DPL Likes Market Link Pro Advisory II
Jackson Market Link Pro Advisory II provides diverse choices and options that enable advisors to provide growth, protection, and flexibility:
Growth - Advisors can help clients choose from one or more indices, including S&P 500, Russell 2000, MSCI Emerging Markets, MSCI KLD 400 Social, and MSCI EAFE.
Protection - Both buffer (first loss) and floor (tail risk) options are available to protect investments against market downturns, both large and small.
Flexibility - Market Link Pro Advisory II offers a one-year, three-year, and six-year term, and cap and performance trigger rates to help tailor the solution to your clients' specific needs.
How to Think About Commission-Free RILAs
Registered Index Linked Annuities fall in the middle of variable annuities and fixed indexed annuities in terms of risk tolerance. Investors may utilize RILAs for equity allocations to capture upside while reducing portfolio risk, as these products often provide cushion against major market losses.
When your client needs:
PRINCIPAL PROTECTION: Registered index linked annuities are typically used for clients nearing retirement. They offer a level of protection against sequence of returns risk, while also providing the potential for higher returns due to higher cap rates than other structured insurance vehicles.
EQUITY ALLOCATION: Registered index linked annuities can be utilized to provide a level of protection to an overall portfolio while still providing market-linked performance opportunity.
GUARANTEED LIFETIME INCOME: Some RILAs can be used to generate guaranteed lifetime income through a living benefit, offering competitive payout rates and the potential to increase income in retirement.2
Product information is provided by DPL. For more complete product information, please see www.jackson.com. State availability varies.
For more product information please visit: Jackson Market Link Pro Tool Suite
1https://www.thinkadvisor.com/2020/05/25/variable-annuity-sales-climb-19-wink/
2Optional living benefits may come at an additional cost.
This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information is contained in the current contract prospectus. Read the prospectus carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Caps and rates are set at the beginning of each term and are subject to change.
Withdrawals may be subject to market value adjustments (MVA) and the Interim Value calculation may apply.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company.
STANDARD & POOR'S®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P") and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones") and have been licensed for use by S&P Dow Jones Indices LLC. The S&P 500 is a product of S&P Dow Jones Indices LLC, and has been licensed for use by Jackson National Life Insurance Company ("Jackson"). Jackson Market Link Pro is not sponsored, endorsed, sold or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P, or any of their respective affiliates (collectively, "S&P Dow Jones Indices"), and S&P Dow Jones Indices LLC does not make any representation or warranty, express or implied, to the owners of Jackson Market Link Pro or any member of the public regarding the advisability of investing in securities generally or in Jackson Market Link Pro particularly or the ability of the S&P 500 to track general market performance.
All rights in the Russell 2000 Index vest in the relevant LSE Group company which owns the Index. Russell® is a trade mark of relevant LSE Group company and are used by other LSE Group company license.
The Product referred to herein is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such Products or any index on which such Products are based. The Contract contains a more detailed description of the limited relationship MSCI has with Jackson National Life Insurance Company and any related Products.
The indices used are price indices and do not reflect dividends paid on the underlying stocks. Investors are not buying shares of any stock or index and cannot invest directly in the indices.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
State availability varies.