Annuities

Low-cost VA with an optional protected growth living benefit

Lowest-cost variable annuity on the market for accounts over $500K, includes Vanguard and DFA funds

Offers a "dual crediting" strategy and an optional living benefit for income, while being fee-friendly 

Surrender-free RILA with 9 indices

Features investment freedom and a living benefit with pricing based on the phase of the policy

Provides an increasing income option for clients who anticipate a greater income need later in retirement

Allows advisory fee without impacting the living benefit value

Non-traditional investments within a tax-deferred account for the high-net-worth client

Fixed index annuity with two guaranteed lifetime withdrawal benefits

Several living and death benefit options with complete investor freedom

ROP included in pricing, and living benefits can be added after issue

FIA with optional enhanced death benefit

MYGA with 3- and 5-year duration and $25K minimum investment. No surrender, MVA only.

Advisory fee-friendly annuity with a guaranteed minimum withdrawal benefit

FIA with free withdrawals and customizable interest-earning options

MYGA with 3-, 5-, and 7-year durations, and a $50K minimum investment

4, 5, 7, and 10 year MYGA with a 1% interest rate enhancement in the first year.

FIA with ability to double income payments for up to 5 years with health-related trigger

Surrender-free FIA

Surrender-free RILA providing 1, 3, and 6-year terms with floor and buffer options. State availability varies.

No M&E annuity offers optional investment segments with defined protection, and an exclusion ratio on withdrawals

Accumulation-focused FIA featuring a BlackRock ESG index

8% guaranteed roll-up on living benefit value, and advisory fee does not impact benefit base

Surrender-free FIA with multiple participation rate strategies issued up to age 90

FIA with no market value adjustment

Customizable growth opportunity and downside protection with guaranteed lifetime income

Customizable downside protection via four different blendable strategies

Surrender-free RILA for managing short-term volatility

Deferred income product eligible for QLAC classification

Issued up to age 95 with multiple annuitization options

MYGA with 3–10-year durations, and three rate bands based on premium

MYGA with 3- and 5-year duration and $10K minimum investment

Exclusion ratio applied on withdrawals without annuitization

Provides access to exclusive Avantis Barclays VC Index. No surrender charge

7-year fixed annuity with a GLWB

MYGA with multiple durations, including a 2 year option for shorter-term investment

MYGA with 3, 5, and 7-year durations, three rate bands based on premium, and MVA

Offers Vanguard and DFA funds and includes ROP

MYGA with 5-year duration and $50K minimum investment

Provides a 4-year guaranteed interest rate, with no surrender charge