Commission-Free insurance network for fiduciaries

When your firm joins DPL, all of your advisors get unlimited access to our team of insurance consultants, member-only education, tools and content, and a robust offering of Commission-Free products.


Commission-Free solutions your clients want and need

DPL helps you bring products to your clients that are aligned with your values. Clients get benefits they want and need, and the peace of mind knowing their insurance is in the hands of a fiduciary.


We know the insurance space, and we know RIAs

Many of the nation’s top carriers turn to DPL to consult on ways to serve RIAs. We help carriers refine their fee-only offerings and bring their products and services to market.

Everything you need to start using insurance in your practice

Insurance offers meaningful benefits clients want and need, like guaranteed income, principal protection and tax deferral. But insurance has been a big problem for advisors — commissions make insurance expensive, and they conflict with the fiduciary’s business model. Removing commissions from insurance enables products to be repriced, and that’s a real game-changer.

  • Retain control

    Stop sending clients down the road to an insurance salesperson. Bring insurance under your fiduciary umbrella and ensure your clients are presented only with products you approve.

  • Provide solutions

    Meet increasing client demand for broader services. Deliver comprehensive financial planning that includes Commission-Free annuities and life insurance, and a more complete client experience.

  • Grow your business

    Increase AUM by retaining or attracting insurance business. With all the benefits Commission-Free insurance can bring to your clients and practice, it doesn’t make sense not to expand into insurance.

Founding Member Firms
and Carrier Partners

A few of the many organizations we work with to bring Commission-Free insurance solutions to the RIA marketplace.

What our members are saying...


It’s good to know that there are insurance experts out there who are truly objective. DPL’s insight helped me recommend the best solution to my client in a time of need.

Toney Falkner

Private Wealth Management of NC


DPL is on top of it. They go to bat for us and help us understand and use insurance for what it can accomplish within the plan.

Jacob Newcomer

Chicory Wealth


As I looked at what DPL had to offer…it was a better all-around solution for the problem I was trying to solve for my client.

David Morrison

Guide Morrison

Become a member

Firms join DPL for many reasons: To meet client demand for expanded services, to bring their clients’ insurance under their fiduciary umbrella, to differentiate their firm and offering, and more.