Case Studies

Legacy annuities: knowing when to hold and when to fold calls for technical know-how and unbiased analysis

When Toney Falkner joined DPL, he shared details on two policies owned by a potential new client...


   
Video

3 Ways RIAs Leverage DPL

Nov 30, 2018

DPL Consultant Marcus Ellingwood talks about 3 ways we are seeing our member firms leverage the strategic partnership w


   
White Papers

Fixed Indexed Annuities: Consider the Alternative

Jan 02, 2018

Given the current low-yield environment, bond returns for the next several years will likely be based entirely on yield...


   
Webinar

Leveraging Insurance to Solve Important De-risking Problems

Dec 06, 2018

With the bull showing signs of ending, and a low (and possibly rising) interest rate environment, advisors need strategies...


   
Webinar

Understanding and Utilizing Variable Universal Life

Oct 11, 2018

DPL Founder and CEO, David Lau, and TIAA’s Dennis Rupp, Director of Insurance Distribution for RIAs, offer insight...


   
Article

3 Bold Predictions For The Future Of Annuities

Sep 07, 2017

In my professional lifetime the financial services industry has seen massive changes. The advent of the internet brought...


   
Article

Can clients really “self-insure”?

Nov 19, 2018

Advisors will often say their clients are "self-insured." But because insurance is, by definition, the pooling of risk...


   
Article

NAPFA Takeaways

May 30, 2018

DPL was honored to sponsor NAPFA’s recent Spring Conference in Phoenix. Having worked to develop products and services...


   
Video

Why Should RIAs work with DPL

Feb 07, 2019

DPL Consultant Jonathan Barth explains DPL helps educate advisors about Commission-Free insurance and the benefits it brings


   
Video

Why Fiduciaries need to be involved in their clients’ insurance

Feb 07, 2019

DPL Financial Partners Founder and CEO, David Lau, addresses why fiduciaries need to be involved in their clients’ insuranc


   
Video

DPL’s Founding Members

Feb 07, 2019

David Lau talks about the importance of DPL’s Founding Members to the company and the RIA industry.


   
Video

Why DPL is a Fan of Annuities - Reason #2

Feb 07, 2019

DPL’s David Lau talks about the reasons why DPL believes that annuities are an important part of a client’s financial pla


   
Video

David Lau’s Perspective: Product Development for the RIA Market

Feb 07, 2019

DPL’s David Lau talks about the product development process for the RIA market.


   
Video

David Lau’s Perspective: Billing on Insurance

Feb 07, 2019

David Lau explains why advisors have to bill on insurance as they would on any other product to avoid a conflict of interest.


   
Video

Solving for Sequence of Returns Risk

Feb 07, 2019

DPL Consultant Kameron McRay discusses how market fluctuations can impact when and how a client retires and why advisors need


   
Video

Real World Case Study: Reducing Premiums with Commission-Free Life Insurance

Feb 07, 2019

DPL Consultant Jason Mazur talks about helping a member find a lower cost solution to meet their life insurance needs.


   
Case Studies

Insurance becomes an asset

Jan 03, 2019

Nick Dally of Pacific Crest Wealth Management in Elk Grove, CA was like many RIAs – he hated when clients brought up...


   
Video

A few reasons advisors are joining DPL

 DPL Consultant Jeff Rancourt shares some reasons why his member firms have joined DPL.


   
White Papers

Retirement Income Showdown: RISK POOLING vs RISK PREMIUM

Oct 28, 2016

The retirement income showdown regards finding the most efficient approach for meeting retirement spending goals...


   
Webinar

Understanding and Utilizing Buffer Annuities

Sep 13, 2018

Traditionally, financial professionals have de-risked portfolios by adjusting the ratio of equities to fixed income as...


   
Webinar

Utilizing insurance in Fee-Only Practices

May 29, 2018

DPL will discuss how and why RIAs are incorporating insurance into their Fee-Only Practices...


   
Article

3 Reasons RIAs Need To Add Insurance To Their Practice Now

Sep 07, 2017

RIAs and insurance have often been like oil and water – the two really don’t mix. For lots of reasons. Starting with...


   
Article

Fiduciaries Need to be Involved in Insurance

Apr 26, 2018

I love the culture we’ve created at DPL. It’s energetic, passionate, team-oriented and highly focused on our mission...


   
Article

Repurposing Permanent Life Insurance Assets

Jan 30, 2019

It happens all the time…clients walk in and, through a fact-finding exercise or just in conversation, you uncover...


   
Video

What surprises RIAs

DPL Senior Consultant Sam Johnson talks about what RIAs find surprising when they learn about DPL’s Commission-Free insuran


   
Video

The competitive advantage of Commission-Free insurance

Feb 07, 2019

DPL Consultant Jonathan Barth talks about how advisors are differentiating their practices and strengthening their role as fi


   
Video

The rationale for building DPL

Feb 07, 2019

Hear David Lau, DPL Founder and CEO, talk about his rationale for building DPL – the first unbiased, Commission-Free insura


   
Video

How Commission-Free Annuities Serve RIAs

Feb 07, 2019

Once maligned, annuities are recognized today as a powerful tool in some financial plans. DPL Founder & CEO David Lau dis


   
Video

Why DPL is a Fan of Annuities - Reason #3

Feb 07, 2019

DPL’s David Lau talks about the reasons why DPL believes that annuities are an important part of a client’s financial pla


   
Video

David Lau’s Perspective: Product Distribution in the RIA Channel

Feb 07, 2019

DPL’s David Lau talks about considerations carriers need to consider when developing a distribution strategy for the RIA ma


   
Video

Working with DPL: Why We Charge a Membership Fee

Feb 07, 2019

DPL Relationship Manager Joseph Condict explains how DPL works to make it easy for our members from Day One.


   
Video

Annuity Rescue+

Feb 07, 2019

DPL Senior Consultant Cody Williams explains how DPL helps advisors bring additional value to clients by rescuing legacy annu


   
Video

Real World Case Study: Solving for Guaranteed Income with a 1035 Exchange

Feb 07, 2019

DPL Senior Consultant Tim Rembowski takes you through a real case where he worked with a member advisor to save his cli


   
Video

How licensing works with DPL

DPL’s Nicole Benz explains how DPL works with members as the licensed insurance professional...


   
White Papers

Alpha, Beta, and Now…Gamma

Aug 28, 2013

When it comes to generating retirement income, investors arguably spend the most time and effort on selecting "good"...


   
Webinar

Leveraging Guaranteed Income Through Commission-Free Insurance

Dec 05, 2018

Learn about the benefits of utilizing Commission-Free insurance solutions to meet your clients' retirement income needs...


   
Webinar

Understanding and Utilizing Fixed Indexed Annuities

Jul 18, 2018

DPL Founder and CEO, David Lau, and Allianz’s Adam Brown, VP of Actuarial Product Development, discuss how an insurance...


   
Article

19 Trends to Watch in 2019

Dec 11, 2018

Advisors have bigger problems on their hands at the end of this year than the client or friend who cornered them to...


   
Article

An Unwanted Inheritance: Strategies for Advisors to Assess Legacy Annuities

Oct 23, 2018

As an insurance consultant to RIAs, I am often asked to review legacy annuities. Every case is unique, but often I'm...


   
Article

NAPFA Fall Conference Takeaways

Nov 13, 2018

The NAPFA Fall 2018 conference held recently in Philadelphia delivered on its promise to provide a blend of “tradition and...


   
Article

RIA Insurance Planning Benchmarking Survey: Executive Summary & Key Findings

Feb 02, 2018

A recent survey of 118 registered Investment advisors by DPL Financial Partners that sought to document industry attitudes...


   
Video

The value add in DPL’s consultative approach

DPL Senior Consultant Sam Johnson explains how DPL can help advisors address two of their biggest concerns: market volatility


   
Video

How DPL addresses a common RIA pain point

Feb 07, 2019

DPL Consultant, Jonathan Barth, explains how DPL helps RIAs alleviate a common pain point and incorporate insurance into thei


   
Video

DPL’s Membership model explained

Feb 07, 2019

DPL has strategically partnered with over 200 RIA firms to bring low-cost, Commission-Free solutions, designed to deliver val


   
Video

Why DPL is a Fan of Annuities - Reason #1

Feb 07, 2019

DPL’s David Lau talks about the reasons why DPL believes that annuities are an important part of a client’s financial pla


   
Video

Product Development with our Carriers

Feb 07, 2019

DPL’s David Lau talks about how DPL works with our carrier partners to develop products that serve the needs of the RIA mar


   
Video

How DPL Works with Carriers to Develop Distribution Strategies for RIA Market

Feb 07, 2019

DPL’s David Lau talks about the challenges for carriers who are looking to distribute their products to the RIA market.


   
Video

How DPL Works with RIAs from Day One

Feb 07, 2019

DPL Relationship Manager Joseph Condict explains how DPL works to make it easy for our members from Day One.


   
Video

Our Carrier Partners’ Commitment to the RIA Market

Feb 07, 2019

DPL Senior Consultant Cody Williams talks about the level of commitment DPL’s carrier partners bring to serving the needs o


   

Become a member

Firms join DPL for many reasons: To meet client demand for expanded services, to bring their clients’ insurance under their fiduciary umbrella, to differentiate their firm and offering, and more.