DPL offers a range of best-in-class insurance solutions to help you meet needs in your clients' financial plans.
Insurance protects loved ones from income loss, and can help transfer wealth tax-efficiently.
Ensures a level of income if an individual is unable to work.
Provides funds for care when it's needed. Traditional and hybrid available.
| Type | Summary |
|---|---|
| Variable Universal Life Insurance | Variable Universal Life is a permanent life insurance policy where the cash value is invested in funds or fixed accounts providing opportunity for growth. Its structure allows for flexible premium payments and an adjustable death benefit, which can be impacted by the investment performance of the cash value. |
| Disability Income Insurance | Disability Income (DI) Insurance is purchased to protect clients against loss of income from an unexpected injury or illness. An individual DI insurance policy pays a monthly benefit that replaces a portion of their income in the event of a disability. |
| Term Life Insurance | Term life insurance offers an affordable means of securing protection for a specified period of time. While term life insurance does not build cash value like whole life insurance, it comes at a reduced cost with less stringent underwriting requirements, making it more cost-effective and accessible. |
| Long Term Care Insurance | Long term care insurance provides funds for care when it’s needed, protecting income for a surviving spouse and substantially reducing the loss of value in the estate due to long term care (LTC) costs. Traditional and hybrid options are available. |
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