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Repurposing Annuities to Strengthen a Financial Plan

Most advisors know the feeling when a client or prospective client walks into  a meeting with an existing annuity or life insurance policy that were sold to  them by a previous advisor or a friend.

This session starts with a high-level review of annuity product categories, and takes attendees through various strategies that can be implemented  when looking to repurpose legacy policies to reduce costs and help satisfy  long-term goals in their client’s financial plan. This on-demand webinar will cover:

  • Review annuity product categories and identity when it may be appropriate to explore moving a clients’ existing annuities into a different solution through a 1035 exchange and how to do it.

  • Decide when and how to consider a competitive fixed rate strategy as  an alternative to bonds for conservative clients.

  • Learn to locate inefficiencies so to minimize large tax liabilities for a  beneficiary through a tax-efficient spin-down strategy