This week, Patrick Perry and Jackson Bradley, Regional Vice Presidents at DPL, talk about Registered Index-Linked Annuities (RILAs). They discuss how RILAs provide downside protection while offering higher cap rates than traditional fixed index annuities. Jackson delves into the different levels of protection and customization options available with RILAs. Their discussion concludes with how advisors can strategically implement RILAs to provide clients with peace of mind and asset protection.
Registered Index-Linked Annuities (RILAs) have gained traction recently, attracting financial advisors and clients seeking a unique blend of upside potential and downside protection. With customizable protection and index levels and the flexibility to lock in gains and actively manage the contract, RILAs offer investors a balance between risk and reward and provide advisors with a versatile tool to meet their clients' needs.
Key Takeaways
- [01:37] - Registered Index-Linked Annuities (RILAs) and their benefits.
- [03:52] - Different downside protection levels and cap rates for RILAs.
- [06:25] - The target client base for RILAs.
- [08:04] - Exotic strategies within RILAs.
- [13:00] - Converting old variable annuities to top-of-the-market products.
Links
Jackson Bradley on LinkedIn
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Patrick Perry on LinkedIn
DPL
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