Retirement can be wonderful time in life when it’s possible to spend more time with family and friends, pursue hobbies, travel, and relax after decades of hard work. But planning for retirement, and ensuring you’ll have enough money to fund your spending needs, can be challenging.
Part of the challenge comes from all the retirement unknowns — How long will I live? Will I stay healthy? What will the markets do?
Retirement looks different today than it used to. When Social Security was established in 1935, just over half of Americans lived to age 65, and retirement averaged 13 years.1
Today Americans are living longer, and retiring earlier.2 Modern retirements can span 30 years or more!...
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1 https://www.ssa.gov/history/lifeexpect.html
2 https://finance.yahoo.com/news/jaw-dropping-stats-state-retirement-200025720.html