How DPL Helps Advisors Find Value in Clients’ Existing Annuity Policies

DPL Consultants know what to look for in an annuity policy to determine if your client is getting the best value and the best fit to meet their needs. If not, we are often able to find a product that better meets the goals of the client’s financial plan.

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Common Questions

Does DPL perform analysis of annuities my clients already own?

Yes. One of the key services we provide to our members is analyzing existing client policies. From our analysis we will recommend how to use the annuity within a client’s financial plan whether that is leveraging features of the existing policy or using the policy to fund another policy that may be able to achieve their goals more efficiently.

My client owns a variable annuity, if they exchange it, do they need to get another VA?

No. A 1035 exchange can be used to move from a variable annuity into any other type of annuity. Your DPL consultant can work with you to find the product that best fits with the needs of your client’s financial plan.

My firm doesn’t address annuities clients already own, why should we?

Clients can often save thousands of dollars in product fees when it makes sense to move from a commissioned insurance product to a low-cost commission-free product. In addition to providing benefits for your client, being able to provide insurance solutions expands your firms offerings and creates potential for increased AUM.

We already have a provider for annuity rescue, why advantage does DPL bring?

The core premise of annuity rescue is to reduce product cost when possible. DPL takes that premise further by looking to do more than just reduce cost, by to also meet other client needs. DPL consultants discuss client scenarios with advisors to provide different solutions that can help client financial plans. Clients can often want low-cost guaranteed income, tax efficient withdrawal strategies and/or principal protection, and DPL can provide those solutions.

Have more questions about Annuity Rescue+? We can help.

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