Join DPL Financial Partners and leading retirement researcher, Wade Pfau, to learn how to think about annuities for your clients in today's changing interest rate environment. This in-depth discussion and Q&A will help you understand how interest rates impact annuity pricing and benefits, how to strategically incorporate annuities into your clients’ financial plans, and the questions you should ask to determine the right product type, features, and timing for each client’s needs.
Key Takeaways:
- Gain a foundational understanding of how annuities have evolved, and the types and key features of today’s low-cost, commission-free annuity products.
- Learn how changing interest rates impact annuities and how to strategically use them in a dynamic rate environment.
- Understand how annuities compare with other financial products such as CDs, MMAs, and Structured Notes, and review current rates available today.
- Learn how annuities can help address interest rate risks and prepare your clients' portfolios for future rate fluctuations.
- We hope you’ll take advantage of these academic and practical insights from Wade and DPL to become better prepared to evaluate and use modern annuities to meet a range of client needs in any interest rate environment.
Featured Speakers
Patrick began working in the annuity space his junior year of college and has been in the industry ever since. Having experience working both directly with carriers and IMOs in his previous roles, Patrick has also had the opportunity to serve advisors through multiple facets. He moved to DPL to not only help promote opportunities and strategies that annuities can provide to advisors and their clients in the RIA space, but to also elevate DPL’s unique and forward thinking model — clients receive better products that push the boundaries of what annuities have traditionally been in the past.
Patrick currently holds his Series 6, 63, SIE, Illinois Life & Health Licenses and is a graduate of Michigan State University.
Wade is a one-man think tank. Wade’s retirement income framework was the base that helped Alex Murguia build out the RISA . He is the Professor of Retirement Income at The American College of Financial Services, a higher education institution for financial planners. He leads the curriculum for their Retirement Income Certified Professional designation (RICP ). He is also a partner at McLean Asset Management and Retirement Researcher.
He earned a Ph.D. in economics from Princeton University in 2003 and became a CFA charter holder in 2011.
Wade regularly publishes his research on retirement income topics in leading peer-reviewed and practitioner-based financial planning research journals.