Annuities and Insurance

Deferred income product eligible for QLAC classification

Provides an increasing income option for clients who anticipate a greater income need later in retirement

Fixed index annuity with two guaranteed lifetime withdrawal benefits

Surrender-free FIA

8% guaranteed roll-up on living benefit value, and advisory fee does not impact benefit base

FIA with no market value adjustment

Surrender-free FIA with multiple participation rate strategies issued up to age 90

FIA with ability to double income payments for up to 5 years with health-related trigger

Accumulation-focused FIA featuring a BlackRock ESG index

FIA with free withdrawals and customizable interest-earning options

FIA with optional enhanced death benefit

Provides access to exclusive Avantis Barclays VC Index. No surrender charge

MYGA with 3- and 5-year duration and $10K minimum investment

MYGA with multiple durations, including a 2 year option for shorter-term investment

MYGA with 3, 5, and 7-year durations, three rate bands based on premium, and MVA

MYGA with 3–10-year durations, and three rate bands based on premium

4, 5, 7, and 10 year MYGA with a 1% interest rate enhancement in the first year.

MYGA with 5-year duration and $50K minimum investment

MYGA with 3-, 5-, and 7-year durations, and a $50K minimum investment

MYGA with 3- and 5-year duration and $25K minimum investment. No surrender, MVA only.

Provides a 4-year guaranteed interest rate, with no surrender charge

7-year fixed annuity with a GLWB

Issued up to age 95 with multiple annuitization options

Customizable downside protection via four different blendable strategies

Customizable growth opportunity and downside protection with guaranteed lifetime income

Surrender-free RILA with 9 indices

Offers a "dual crediting" strategy and an optional living benefit for income, while being fee-friendly 

Surrender-free RILA providing 1, 3, and 6-year terms with floor and buffer options. State availability varies.

Surrender-free RILA for managing short-term volatility

Surrender-free RILA with health-activated trigger, offering 1, 3, and 6-year terms

Offers Vanguard and DFA funds and includes ROP

No M&E annuity offers optional investment segments with defined protection, and an exclusion ratio on withdrawals

Flat-fee variable annuity with investment freedom and accumulation potential 

Features investment freedom and a living benefit with pricing based on the phase of the policy

Several living and death benefit options with complete investor freedom

ROP included in pricing, and living benefits can be added after issue

Advisory fee-friendly annuity with a guaranteed minimum withdrawal benefit

Allows advisory fee without impacting the living benefit value

Exclusion ratio applied on withdrawals without annuitization

Lowest-cost variable annuity on the market for accounts over $500K, includes Vanguard and DFA funds

Low-cost VA with an optional protected growth living benefit